THE "antiquated" welfare system is creating disincentives for many people to return to work and should be replaced with a universal payment that takes into account individual circumstances, a welfare group has urged.

THE welfare system is creating disincentives for many people to return to work and should be replaced with a universal payment that can be topped up according to individual circumstances, a charity has urged.

A survey has found many shamed by the indignities of Centrelink, writes Adele Horin.

Taken (2008) Showtime Premiere, 9.55pm Every Other Week (2006) SBS One, 11.05pm

About a Boy (2002)